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Get Paid on Your Schedule

Payday loans aren’t only beneficial to people in sudden financial trouble needing to quickly pay off bills. A cash advance can actually be empowering – it lets you get paid on your schedule and not simply when it’s convenient for your employer’s accounting department to process pay cheques. Your life shouldn’t have to revolve around that Friday payday.

Payday loans can let you live your life the way that you want to, and they can even help you make money depending on your circumstances. Let’s look at two hypothetical situations where a cash advance could come in handy:

Holiday Shopping

You can’t control what day of the week Christmas falls on. Much to Sally’s dismay, Christmas is falling on a Thursday, and she doesn’t get paid until Friday. She was counting on having an extra pay cheque to let her take advantage of more last minute holiday sales. After all, she loves to shop, was planning to spend more money on gifts anyway, and the hustle and bustle of last minute Christmas shopping is one of her favourite parts of the holiday season. It also happens that she hates the idea of using credit cards, because she has a bad habit of paying them off slowly, getting hammered with high interest payments. The only problem is that her “extra” pay cheque will be coming one day too late.

Sally decides that she doesn’t mind paying a fee if it means she can get paid based on her schedule to spend her money the way she wants to – to find perfect gifts for her loved ones. She gets a payday loan, and has money in her account with the hour. That same day, she’s off having the time of her life in the holiday shopping crowds.

The Job Hunt

Joe has a steady job, but he’s not happy in his current job and wants to earn more money. He’s been job hunting, sending his resume to potential employers. His current employer pays him bi-weekly, and he doesn’t get paid again for four days. His last pay cheque has already been committed to bills, groceries, and other typical expenses. He receives a call from a prospective employer about his absolute dream job, and they want to interview him the following morning.

Joe didn’t expect to hear back from the prospective employer so quickly. For a job interview as important as this one, he decides that he really could use a new suit and tie. But he doesn’t have enough money on-hand, and he doesn’t get paid until after the interview. Joe’s smart. He knows that a cash advance can get him the money quickly, and that it will be more than worth its cost if he makes a good impression and gets the new job. With his payday loan, he’s able to go out after work that night and find the perfect suit. The extra confidence of knowing he looks great helps him to ace his interview and land his dream job (of course his skills and qualifications had something to do with that too).

These were just two hypothetical examples of situations where a cash advance can help you live life according to your schedule, instead of turning down opportunities or simple enjoyment because of your employer’s or bank’s schedule. I’ll bet you can think of at least one time where your life was on hold waiting for a pay cheque. Is there any good reason it should happen again?

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